SSA-44 denied: your options
By Elder PaperworkUpdated
Short answer
A request is dismissed if proof isn’t sent within 30 days, or 90 with extra time. You can ask again after an event.
You can also ask for a reconsideration of the IRMAA decision, within 60 days of receiving the notice.
If you relied on a new decision that was denied, that can be good cause for a late appeal.
Sources: POMS HI 01120.001, June 2026; POMS HI 01140.001, June 2026; POMS HI 01140.005. Read November 4, 2026.
Key facts
Why was my request turned down?
Common reasons in Social Security’s rules:
- Proof wasn’t sent in time
- The event isn’t one of the 8 life-changing events
- The drop in income wasn’t shown
Can I ask again?
Yes, if your case fits. A request can be made at any time after a life-changing event.
This time, send the proof Form SSA-44 lists for your event.
Can I appeal?
You can ask for a reconsideration of the IRMAA decision within 60 days of receiving the notice.
If you missed that window because you relied on a request that failed, Social Security may find good cause.
See what you could save, before you pay.
Check my savingsCan Elder Paperwork represent me?
No. We prepare your request. We don’t represent you in an appeal.
Questions
Can I refile SSA-44?
Yes, if you had a life-changing event. A request can be made at any time after it.
How long do I have to appeal?
60 days from receiving the notice. Receipt is presumed 5 days after its date.
Will Elder Paperwork represent me in an appeal?
No. We prepare your request, we don’t represent you.